Facebook Pixal

Ways to Improve Your Credit Score for Your Next Car Purchase

Auto loans can be great credit turnaround facilitators. But if you want this loan to be the jumping-off point for better credit in the far-off future, say for your next car purchase, there are several rules you need to adhere to.

Make Your Loan Payments on Time


It’s crucial that you’re vigilant about paying off your newly acquired auto loan every month. Especially if your lender felt like they were taking a bigger risk when agreeing to the loan, sticking with payments over time will raise your score in the long run.

Consider signing up for automatic payments that will instantly deduct the monthly loan amount from your account on the same day of each pay period.

Suspend Your Use of Multiple Credit Cards

If you still have debt, it’s a good idea to suspend the use of all but one credit card to focus on working toward financial stability as you pay off your auto loan. As you get back into the black, reintroducing another card is a measure you can take, but you want to be sure that all of your other debts are paid off before this happens.

Sign Up for Bill Pay Reminders

Many credit providers offer bill pay reminders via text or email that act as the extra push to help you put payments through. You can also vow to be more on top of bills by inputting bill pay dates into your online calendar with reminders every time you’re notified in your inbox or a paper bill is mailed to your home.

Take Good Care of Your Purchase

Keeping up your car’s resale value will help you to lessen what you may owe for your next car purchase if you plan on trading in. Follow these tips to maximize the value and performance of your vehicle:

  •  Perform routine maintenance as listed in your car’s owner’s manual.
  • Detail your car inside and out at least twice a year.
  • Keep an eye and an ear out for signs of mechanical issues and take your car for service immediately if something doesn’t seem right.

Our finance team at Nissan 24 can make credit approvals happen within 60 minutes of filling out our online application. Please contact us with any questions you may have or start the process by filling out our form online. We look forward to working with you at Nissan 24!